/* ============================================================
   מירום ביטוח — מיכל מירום, סוכנת ביטוח ופנסיה
   Brand: navy #0F1B33 / #1B2A4A · gold #C5993E / #D9B868 / #E6D19A
   Type : Heebo 300–900
   ============================================================ */

:root{
  --navy-900:#0B1526;
  --navy-850:#0F1B33;
  --navy-800:#1B2A4A;
  --navy-700:#26365A;
  --navy-600:#3A476A;

  --gold:#C5993E;
  --gold-2:#D9B868;
  --gold-3:#E6D19A;

  --paper:#F8FAFC;
  --paper-2:#F0F2F7;
  --white:#FFFFFF;

  --ink:#0F1B33;
  --ink-72:rgba(15,27,51,.72);
  --ink-52:rgba(15,27,51,.52);
  --ink-14:rgba(15,27,51,.14);
  --ink-08:rgba(15,27,51,.08);

  --on-dark:#EDF1F7;
  --on-dark-70:rgba(237,241,247,.70);
  --on-dark-45:rgba(237,241,247,.45);
  --line-dark:rgba(255,255,255,.14);

  --r:16px;
  --r-sm:10px;
  --maxw:1200px;
  --pad:clamp(20px,5vw,56px);
  --fs:1;                    /* accessibility text scale */
  --hdr:84px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;scroll-padding-top:calc(var(--hdr) + 16px)}
/* iOS Safari ignores overflow-x on body alone — it has to be on html too */
html{overflow-x:hidden}
body{
  margin:0;
  max-width:100%;
  background:var(--white);
  color:var(--ink);
  font-family:"Heebo",system-ui,"Segoe UI",Arial,sans-serif;
  font-size:calc(17px * var(--fs));
  line-height:1.7;
  -webkit-font-smoothing:antialiased;
  overflow-x:hidden;
  animation:pagein .45s ease both;
}
@keyframes pagein{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}

h1,h2,h3,h4{font-family:"Heebo",sans-serif;font-weight:800;line-height:1.18;margin:0;letter-spacing:-.02em}
p{margin:0}
a{color:inherit;text-decoration:none}
/* height:auto is required, otherwise the width/height attributes distort a scaled image */
img{max-width:100%;height:auto;display:block}
ul{margin:0;padding:0;list-style:none}

:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}
.dark :focus-visible,.hero :focus-visible,.page-head :focus-visible{outline-color:var(--gold-2)}

.wrap{max-width:var(--maxw);margin-inline:auto;padding-inline:var(--pad)}
.skip{
  position:absolute;top:0;inset-inline-start:50%;transform:translateX(50%) translateY(-120%);
  z-index:200;background:var(--navy-850);color:#fff;padding:12px 20px;
  border-radius:0 0 10px 10px;font-weight:600;transition:transform .18s ease;
}
.skip:focus{transform:translateX(50%) translateY(0)}

/* ---------- eyebrow ---------- */
.eyebrow{
  display:flex;align-items:center;gap:14px;
  font-size:calc(14px * var(--fs));font-weight:700;letter-spacing:.08em;
  color:var(--gold);margin-bottom:18px;
}
.eyebrow::after{content:"";flex:1;height:1px;background:currentColor;opacity:.4;max-width:110px}
.eyebrow.center{justify-content:center}
.eyebrow.center::before{content:"";flex:1;height:1px;background:currentColor;opacity:.4;max-width:110px}

/* ---------- buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:10px;
  padding:15px 30px;border-radius:12px;border:1.5px solid transparent;
  font-family:inherit;font-weight:700;font-size:calc(16.5px * var(--fs));cursor:pointer;
  transition:transform .18s ease,background .18s ease,box-shadow .18s ease,color .18s ease,border-color .18s ease;
}
.btn svg{width:19px;height:19px;flex:none}
.btn .arw{transition:transform .22s ease}
.btn:hover .arw{transform:translateX(-4px)}
.btn-gold{background:var(--gold);color:var(--navy-850);box-shadow:0 10px 26px -12px rgba(197,153,62,.85)}
.btn-gold:hover{background:var(--gold-2);transform:translateY(-2px);box-shadow:0 16px 34px -14px rgba(197,153,62,.95)}
.btn-navy{background:var(--navy-850);color:#fff}
.btn-navy:hover{background:var(--navy-800);transform:translateY(-2px);box-shadow:0 14px 30px -16px rgba(15,27,51,.9)}
.btn-outline-light{border-color:rgba(255,255,255,.28);color:#fff;background:rgba(255,255,255,.05)}
.btn-outline-light:hover{border-color:var(--gold-2);background:rgba(255,255,255,.1);transform:translateY(-2px)}
.btn-outline{border-color:var(--ink-14);color:var(--ink);background:#fff}
.btn-outline:hover{border-color:var(--navy-850);background:var(--paper-2);transform:translateY(-2px)}

/* ---------- header ---------- */
header.site{
  position:sticky;top:0;z-index:90;
  background:rgba(255,255,255,.93);
  backdrop-filter:saturate(160%) blur(14px);
  border-bottom:1px solid transparent;
  transition:box-shadow .25s ease,border-color .25s ease;
}
header.site.stuck{border-bottom-color:var(--ink-08);box-shadow:0 12px 30px -26px rgba(15,27,51,.9)}
.bar{display:flex;align-items:center;gap:24px;min-height:var(--hdr)}
.brand img{height:60px;width:auto}
nav.main{display:flex;gap:22px;margin-inline-start:auto;font-size:calc(16px * var(--fs));font-weight:500}
nav.main a{position:relative;padding:8px 2px;color:var(--ink-72);transition:color .18s;white-space:nowrap}
nav.main a::after{content:"";position:absolute;inset-inline-start:0;bottom:2px;height:2px;width:0;background:var(--gold);transition:width .25s ease}
nav.main a:hover,nav.main a:focus-visible,nav.main a.active{color:var(--ink)}
nav.main a:hover::after,nav.main a.active::after{width:100%}
nav.main a.active{font-weight:700}
.header-cta{padding:12px 22px;font-size:calc(15.5px * var(--fs))}
.menu-btn{display:none;margin-inline-start:auto;background:none;border:1px solid var(--ink-14);border-radius:10px;padding:10px 12px;cursor:pointer}
.menu-btn i{display:block;width:20px;height:2px;background:var(--navy-850);margin:4px 0;border-radius:2px;transition:transform .25s ease,opacity .2s ease}
.menu-btn[aria-expanded="true"] i:nth-child(1){transform:translateY(6px) rotate(45deg)}
.menu-btn[aria-expanded="true"] i:nth-child(2){opacity:0}
.menu-btn[aria-expanded="true"] i:nth-child(3){transform:translateY(-6px) rotate(-45deg)}
.mobile-nav{display:none;border-top:1px solid var(--ink-08);background:#fff}
.mobile-nav a{display:block;padding:15px var(--pad);border-bottom:1px solid var(--ink-08);font-weight:500}
.mobile-nav .btn{margin:16px var(--pad);display:flex}

/* ---------- hero ---------- */
.hero{
  position:relative;overflow:hidden;color:var(--on-dark);
  background:
    radial-gradient(1100px 620px at 22% 42%, rgba(197,153,62,.16), transparent 62%),
    linear-gradient(160deg,#152241 0%,var(--navy-850) 46%,#0A1120 100%);
}
.hero::after{
  content:"";position:absolute;inset:0;pointer-events:none;opacity:.5;
  background-image:radial-gradient(rgba(255,255,255,.10) 1px, transparent 1px);
  background-size:26px 26px;
  -webkit-mask-image:radial-gradient(80% 70% at 50% 40%,#000,transparent 75%);
          mask-image:radial-gradient(80% 70% at 50% 40%,#000,transparent 75%);
}
.hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:clamp(20px,4vw,56px);padding-block:clamp(28px,5vw,50px) clamp(38px,5vw,58px)}
.hero h1{font-size:clamp(34px,5.2vw,60px);letter-spacing:-.03em;margin-bottom:18px;color:#fff}
.hero h1 .gold{color:var(--gold-2);display:block}
.hero h1 .w{color:#fff}
.hero .lede{font-size:clamp(17px,1.6vw,20px);color:var(--on-dark-70);max-width:48ch;margin-bottom:30px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:34px}

.stats{display:flex;flex-wrap:wrap;gap:0;border-top:1px solid var(--line-dark);padding-top:22px}
.stats div{padding-inline-end:32px;margin-inline-end:32px;border-inline-end:1px solid var(--line-dark)}
.stats div:last-child{border:0;margin:0;padding:0}
.stats b{display:block;font-size:calc(34px * var(--fs));font-weight:800;color:#fff;line-height:1.15;letter-spacing:-.02em}
.stats small{font-size:calc(14.5px * var(--fs));color:var(--on-dark-45)}

.hero-photo{position:relative;display:flex;justify-content:center;align-items:flex-end;align-self:stretch;min-height:400px}
.hero-photo::before{
  content:"";position:absolute;inset-block-end:0;inset-inline:8%;top:6%;border-radius:50%;
  background:radial-gradient(circle at 50% 55%, rgba(217,184,104,.30), rgba(217,184,104,.06) 45%, transparent 68%);
}
.hero-photo img{position:relative;max-height:min(72vh,620px);width:auto;object-fit:contain;filter:drop-shadow(0 30px 60px rgba(0,0,0,.45))}

/* ---------- sections ---------- */
section{padding:clamp(58px,7vw,100px) 0}
.alt{background:var(--paper)}
.dark{background:var(--navy-850);color:var(--on-dark)}
.dark h2,.dark h3{color:#fff}
.sec-head{max-width:64ch;margin-bottom:clamp(32px,4vw,52px)}
.sec-head.center{margin-inline:auto;text-align:center}
.sec-head h2{font-size:clamp(28px,3.6vw,42px);letter-spacing:-.025em}
.sec-head p{color:var(--ink-72);margin-top:14px;font-size:calc(18px * var(--fs))}
.dark .sec-head p{color:var(--on-dark-70)}
.sec-cta{display:flex;justify-content:center;margin-top:clamp(30px,4vw,46px)}
.body-lg{color:var(--ink-72);font-size:calc(17.5px * var(--fs));margin-bottom:16px}

/* ---------- page head ---------- */
.page-head{
  background:
    radial-gradient(700px 380px at 82% 20%, rgba(197,153,62,.16), transparent 62%),
    linear-gradient(160deg,#152241 0%,var(--navy-850) 60%,#0A1120 100%);
  color:#fff;padding:clamp(44px,6vw,76px) 0 clamp(40px,5vw,62px);
}
.page-head h1{font-size:clamp(30px,4.4vw,50px);color:#fff;margin-bottom:14px}
.page-head p{color:var(--on-dark-70);max-width:70ch;font-size:calc(18px * var(--fs))}

/* ---------- service cards (home) ---------- */
.services{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.svc{
  display:flex;flex-direction:column;
  background:#fff;border:1px solid var(--ink-08);border-radius:var(--r);
  padding:28px 26px;
  transition:transform .25s ease,box-shadow .25s ease,border-color .25s ease;
}
.svc:hover{transform:translateY(-6px);box-shadow:0 28px 50px -34px rgba(15,27,51,.55);border-color:rgba(197,153,62,.45)}
.svc .k{width:50px;height:50px;border-radius:13px;background:var(--paper-2);color:var(--navy-850);display:grid;place-items:center;margin-bottom:20px;transition:background .25s ease,color .25s ease}
.svc:hover .k{background:var(--navy-850);color:var(--gold-2)}
.svc .k svg{width:24px;height:24px}
.svc h3{font-size:calc(20px * var(--fs));font-weight:700;margin-bottom:8px}
.svc p{color:var(--ink-72);font-size:calc(16px * var(--fs));flex:1}
.svc .more{display:inline-flex;align-items:center;gap:8px;margin-top:18px;font-weight:700;font-size:calc(15.5px * var(--fs));color:var(--navy-850)}
.svc .more svg{width:18px;height:18px;transition:transform .22s ease}
.svc:hover .more{color:var(--gold)}
.svc:hover .more svg{transform:translateX(-5px)}

/* ---------- why cards ---------- */
.why-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.why-cards.six{grid-template-columns:repeat(3,1fr)}
.why-card{background:#fff;border:1px solid var(--ink-08);border-radius:var(--r);padding:28px 26px;transition:transform .25s ease,box-shadow .25s ease}
.alt .why-card{background:#fff}
.why-card:hover{transform:translateY(-5px);box-shadow:0 24px 44px -34px rgba(15,27,51,.5)}
.why-card .b{width:48px;height:48px;border-radius:13px;background:rgba(197,153,62,.14);color:var(--gold);display:grid;place-items:center;margin-bottom:18px}
.why-card .b svg{width:23px;height:23px}
.why-card h3{font-size:calc(19px * var(--fs));font-weight:700;margin-bottom:8px}
.why-card p{color:var(--ink-72);font-size:calc(16px * var(--fs))}

/* ---------- jump nav (services page) ---------- */
.jump{position:sticky;top:var(--hdr);z-index:60;background:var(--paper);border-bottom:1px solid var(--ink-08)}
.jump-inner{display:flex;gap:10px;overflow-x:auto;padding-block:14px;scrollbar-width:none}
.jump-inner::-webkit-scrollbar{display:none}
.jump a{
  white-space:nowrap;padding:9px 18px;border-radius:999px;
  border:1px solid var(--ink-14);font-size:calc(15px * var(--fs));font-weight:600;color:var(--ink-72);
  transition:.2s;
}
.jump a:hover{background:var(--navy-850);border-color:var(--navy-850);color:#fff}
.jump a.active{background:var(--gold);border-color:var(--gold);color:var(--navy-850)}

/* ---------- full service blocks ---------- */
.svc-list{padding-top:clamp(40px,5vw,64px)}
.svc-full{border:1px solid var(--ink-08);border-radius:var(--r);padding:clamp(24px,3vw,36px);margin-bottom:22px;scroll-margin-top:calc(var(--hdr) + 80px);transition:border-color .25s ease,box-shadow .25s ease}
.svc-full:hover{border-color:rgba(197,153,62,.4);box-shadow:0 26px 50px -40px rgba(15,27,51,.5)}
.svc-full:target{border-color:var(--gold);box-shadow:0 0 0 4px rgba(197,153,62,.14)}
.svc-full-head{display:flex;gap:20px;align-items:flex-start;padding-bottom:22px;border-bottom:1px solid var(--ink-08)}
.svc-full-head .k{width:58px;height:58px;border-radius:15px;background:var(--navy-850);color:var(--gold-2);display:grid;place-items:center;flex:none}
.svc-full-head .k svg{width:27px;height:27px}
.svc-full-head h2{font-size:calc(25px * var(--fs));margin-bottom:6px}
.svc-full-head .lead{color:var(--ink-72);font-size:calc(17px * var(--fs))}
.svc-full-body{display:grid;grid-template-columns:1.5fr 1fr;gap:clamp(24px,3vw,44px);padding-top:24px}
.svc-full-body h3{font-size:calc(16px * var(--fs));font-weight:700;color:var(--gold);letter-spacing:.04em;margin-bottom:14px}
.ticks li{position:relative;padding-inline-start:30px;margin-bottom:11px;color:var(--ink-72);font-size:calc(16.5px * var(--fs))}
/* physical left/bottom borders — an inline-start border would flip the tick in RTL */
.ticks li::before{
  content:"";position:absolute;inset-inline-start:2px;top:.58em;width:15px;height:8px;
  border-left:2.4px solid var(--gold);border-bottom:2.4px solid var(--gold);
  transform:rotate(-45deg);
}
.svc-full-body aside{background:var(--paper);border-radius:var(--r-sm);padding:24px;align-self:start}
.svc-full-body aside .tag{display:block;font-size:calc(13.5px * var(--fs));font-weight:700;color:var(--gold);letter-spacing:.06em;margin-bottom:8px}
.svc-full-body aside p{font-weight:600;margin-bottom:18px;font-size:calc(16.5px * var(--fs))}
.svc-full-body aside .btn{width:100%}

/* ---------- about ---------- */
.about-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(30px,5vw,64px);align-items:center}
.about-photo img{border-radius:var(--r);box-shadow:0 40px 70px -46px rgba(15,27,51,.7)}
.about-grid h2{font-size:clamp(26px,3.2vw,38px);margin-bottom:18px}

/* ---------- chart ---------- */
.why-grid{display:grid;grid-template-columns:1fr 1.05fr;gap:clamp(30px,5vw,62px);align-items:center}
.chart-card{background:#fff;border:1px solid var(--ink-08);border-radius:var(--r);padding:26px 26px 18px;box-shadow:0 40px 70px -50px rgba(15,27,51,.7)}
.chart-head{display:flex;justify-content:space-between;align-items:flex-start;gap:16px;margin-bottom:8px}
.chart-head h3{font-size:calc(20px * var(--fs));font-weight:700}
.chart-head p{font-size:calc(14.5px * var(--fs));color:var(--ink-52);margin-top:4px}
.chart-tag{font-size:calc(12.5px * var(--fs));font-weight:700;color:var(--gold);white-space:nowrap;background:rgba(197,153,62,.12);border-radius:999px;padding:6px 13px}
.chart-card svg.plot{display:block;width:100%;height:auto}
.legend{display:flex;flex-wrap:wrap;gap:22px;padding:6px 2px 14px;font-size:calc(14px * var(--fs));font-weight:600}
.legend span{display:inline-flex;align-items:center;gap:9px}
.legend i{width:24px;height:0;border-top:3px solid;border-radius:2px;display:inline-block}
.legend .l-up{color:var(--gold)}
.legend .l-flat{color:var(--navy-600)}
.legend .l-flat i{border-top-style:dashed;border-top-width:2.5px}
.legend .l-y{color:var(--ink-52);font-weight:400;margin-inline-start:auto}
.chart-foot{font-size:calc(13px * var(--fs));color:var(--ink-52);border-top:1px solid var(--ink-08);padding-top:12px;line-height:1.6}
.draw{stroke-dasharray:var(--len);stroke-dashoffset:var(--len)}
.chart-card.on .draw{animation:draw 1.5s cubic-bezier(.6,.05,.25,1) forwards}
.chart-card.on .d2{animation-delay:.75s}
.chart-card.on .d3{animation-delay:.95s}
@keyframes draw{to{stroke-dashoffset:0}}
.chart-card .fade{opacity:0}
.chart-card.on .fade{animation:fadein .8s 1.4s ease forwards}
@keyframes fadein{to{opacity:1}}

/* ---------- process ---------- */
.steps{display:grid;gap:0;max-width:920px}
.step{position:relative;display:grid;grid-template-columns:56px 1fr;gap:24px;padding-bottom:42px}
.step:last-child{padding-bottom:0}
.step:not(:last-child)::before{content:"";position:absolute;top:58px;bottom:-2px;inset-inline-start:27px;width:2px;background:rgba(197,153,62,.45)}
.step .dot{width:56px;height:56px;border-radius:50%;position:relative;z-index:1;background:var(--navy-850);border:2px solid var(--gold);color:var(--gold);display:grid;place-items:center;font-size:calc(16px * var(--fs));font-weight:800}
.step:last-child .dot{background:var(--gold);color:var(--navy-850)}
.step h3{font-size:calc(21px * var(--fs));font-weight:700;margin-bottom:8px;padding-top:12px}
.step p{color:var(--on-dark-70);font-size:calc(16.5px * var(--fs));max-width:62ch}
.step .when{display:inline-block;margin-top:12px;font-size:calc(14px * var(--fs));font-weight:600;color:var(--gold-2);background:rgba(197,153,62,.12);border-radius:999px;padding:5px 14px}

/* ---------- testimonials ---------- */
.quotes{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.quote{background:#fff;border:1px solid var(--ink-08);border-radius:var(--r);padding:30px 28px;display:flex;flex-direction:column;gap:18px;transition:transform .25s ease,box-shadow .25s ease}
.quote:hover{transform:translateY(-5px);box-shadow:0 26px 46px -32px rgba(15,27,51,.5)}
.quote .stars{color:var(--gold);letter-spacing:3px;font-size:calc(16px * var(--fs))}
.quote p{font-size:calc(17px * var(--fs));flex:1}
.quote footer{border-top:1px solid var(--ink-08);padding-top:16px;display:flex;align-items:center;gap:14px}
.quote .av{width:44px;height:44px;border-radius:50%;background:var(--navy-850);color:var(--gold-2);display:grid;place-items:center;font-weight:800;font-size:calc(18px * var(--fs));flex:none}
.quote footer b{display:block;font-weight:700;font-size:calc(15.5px * var(--fs))}
.quote footer small{color:var(--ink-52);font-size:calc(14px * var(--fs))}

/* ---------- faq ---------- */
.faq{max-width:920px;margin-inline:auto}
.faq details{border:1px solid var(--ink-08);border-radius:var(--r-sm);background:#fff;margin-bottom:12px;overflow:hidden;transition:border-color .2s}
.faq details[open]{border-color:rgba(197,153,62,.5)}
.faq summary{list-style:none;cursor:pointer;padding:20px 24px;display:flex;justify-content:space-between;align-items:center;gap:18px;font-size:calc(18px * var(--fs));font-weight:700}
.faq summary::-webkit-details-marker{display:none}
.faq summary .pm{flex:none;width:28px;height:28px;border-radius:8px;background:var(--paper-2);position:relative;transition:background .2s}
.faq details[open] summary .pm{background:var(--gold)}
.faq summary .pm::before,.faq summary .pm::after{content:"";position:absolute;top:50%;left:50%;background:var(--navy-850);transition:transform .28s ease,opacity .28s ease}
.faq summary .pm::before{width:13px;height:2px;transform:translate(-50%,-50%)}
.faq summary .pm::after{width:2px;height:13px;transform:translate(-50%,-50%)}
.faq details[open] summary .pm::after{transform:translate(-50%,-50%) rotate(90deg);opacity:0}
.faq .ans{padding:0 24px 22px;color:var(--ink-72);font-size:calc(16.5px * var(--fs))}

/* ---------- contact ---------- */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(30px,5vw,60px);align-items:start}
.chan{display:flex;align-items:center;gap:18px;padding:20px 0;border-bottom:1px solid var(--line-dark);transition:padding-inline-start .25s ease}
a.chan:hover{padding-inline-start:8px}
.chan .ic{width:46px;height:46px;border-radius:13px;background:rgba(197,153,62,.14);display:grid;place-items:center;flex:none}
.chan .ic svg{width:21px;height:21px;stroke:var(--gold-2)}
.chan small{display:block;font-size:calc(13.5px * var(--fs));color:var(--on-dark-45)}
.chan b{font-size:calc(19px * var(--fs));font-weight:600;color:#fff}
.form{background:rgba(255,255,255,.05);border:1px solid var(--line-dark);border-radius:var(--r);padding:clamp(24px,3vw,34px)}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
.field label{display:block;font-size:calc(14.5px * var(--fs));font-weight:600;margin-bottom:8px;color:var(--on-dark)}
.field label span[aria-hidden]{color:var(--gold-2)}
.field .opt{font-weight:400;opacity:.6}
.field input,.field select,.field textarea{
  width:100%;padding:14px 16px;border-radius:var(--r-sm);
  background:rgba(255,255,255,.07);border:1.5px solid rgba(255,255,255,.18);
  color:#fff;font-family:inherit;font-size:calc(16.5px * var(--fs));transition:border-color .2s,background .2s;
}
.field input::placeholder,.field textarea::placeholder{color:rgba(237,241,247,.4)}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--gold-2);background:rgba(255,255,255,.11)}
.field select option{color:#0F1B33}
.form .btn{width:100%}
.consent{font-size:calc(13.5px * var(--fs));color:var(--on-dark-45);margin-top:14px;line-height:1.6}
.consent a{text-decoration:underline}


/* ---------- lead form state ---------- */
/* honeypot — clipped rather than parked off-screen, which would widen the page */
.hp{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.form-status{margin-top:14px;font-weight:700;font-size:calc(15.5px * var(--fs));min-height:1.4em}
.form-status.ok{color:var(--gold-2)}
.form-status.err{color:#FFB4A8}
.form.sending .btn{opacity:.6;pointer-events:none}
.field input[aria-invalid="true"],.field select[aria-invalid="true"]{border-color:#FFB4A8}

/* ---------- footer ---------- */
footer.site{background:var(--navy-900);color:var(--on-dark-70);padding:54px 0 30px;font-size:calc(15px * var(--fs))}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;padding-bottom:32px;border-bottom:1px solid var(--line-dark)}
.foot-grid img{height:78px;width:auto;margin-bottom:16px;filter:brightness(0) invert(1);opacity:.92}
.foot-h{color:#fff;font-size:calc(16px * var(--fs));font-weight:700;margin-bottom:14px}
.foot-grid li{margin-bottom:9px}
.foot-grid a:hover{color:var(--gold-2)}
.foot-bottom{display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;padding-top:22px;font-size:calc(14px * var(--fs))}
.disclaimer{font-size:calc(13px * var(--fs));line-height:1.75;color:var(--on-dark-45);margin-top:18px;max-width:110ch}

/* ---------- legal pages ---------- */
.legal-card{max-width:900px;margin-inline:auto}
.legal-card h2{font-size:calc(25px * var(--fs));margin:38px 0 12px}
.legal-card h3{font-size:calc(19px * var(--fs));margin:22px 0 8px;font-weight:700}
.legal-card .sub-h{margin:-6px 0 12px;font-size:calc(14.5px * var(--fs));font-weight:600;color:var(--gold);letter-spacing:.02em}
.legal-card p,.legal-card li{color:var(--ink-72);font-size:calc(16.5px * var(--fs));margin-bottom:10px}
.legal-card ul{list-style:disc;padding-inline-start:22px;margin-bottom:16px}
.legal-card a{color:var(--gold);text-decoration:underline}
.legal-card .updated{display:inline-block;background:var(--paper-2);border-radius:999px;padding:7px 16px;font-size:calc(14px * var(--fs));font-weight:600;color:var(--ink-72);margin-bottom:20px}
.legal-card .note{background:rgba(197,153,62,.10);border-inline-start:4px solid var(--gold);border-radius:var(--r-sm);padding:16px 20px;margin:20px 0}
.legal-card .note p{color:var(--ink);margin:0}
.back-link{display:inline-flex;align-items:center;gap:8px;margin-top:36px;font-weight:700;color:var(--navy-850) !important;text-decoration:none !important}
.back-link svg{width:18px;height:18px;transition:transform .22s ease}
.back-link:hover svg{transform:translateX(-4px)}

/* ---------- floating actions ---------- */
.floaters{position:fixed;left:20px;bottom:20px;z-index:80;display:flex;flex-direction:column;gap:12px}
.fab{width:54px;height:54px;border-radius:50%;display:grid;place-items:center;box-shadow:0 12px 28px -10px rgba(0,0,0,.55);cursor:pointer;border:0;transition:transform .2s ease,opacity .2s ease}
.fab:hover{transform:scale(1.07)}
.fab svg{width:24px;height:24px}
.fab[hidden]{display:none}
.fab-call{background:var(--navy-850);color:#fff}
.fab-wa{background:#25D366;color:#fff}
.fab-a11y{background:var(--gold);color:var(--navy-850)}
.fab-top{background:#fff;color:var(--navy-850);border:1px solid var(--ink-14)}

/* ---------- accessibility panel ---------- */
.a11y-panel{position:fixed;left:20px;bottom:92px;z-index:95;width:min(320px,calc(100vw - 40px));background:#fff;border:1px solid var(--ink-14);border-radius:var(--r);box-shadow:0 30px 60px -24px rgba(15,27,51,.5);padding:20px;display:none}
.a11y-panel.open{display:block}
.a11y-panel h2{font-size:calc(18px * var(--fs));margin-bottom:4px}
.a11y-panel .sub{font-size:calc(13.5px * var(--fs));color:var(--ink-52);margin-bottom:16px}
.a11y-row{display:flex;gap:8px;margin-bottom:10px}
.a11y-btn{flex:1;padding:11px 10px;border-radius:var(--r-sm);border:1.5px solid var(--ink-14);background:#fff;color:var(--ink);font-family:inherit;font-size:calc(14.5px * var(--fs));font-weight:600;cursor:pointer;transition:.18s}
.a11y-btn:hover{border-color:var(--gold);background:var(--paper)}
.a11y-btn[aria-pressed="true"]{background:var(--navy-850);border-color:var(--navy-850);color:#fff}
.a11y-close{width:100%;margin-top:6px;background:var(--paper-2);border-color:transparent}
.a11y-panel .statement{display:block;margin-top:14px;font-size:calc(13.5px * var(--fs));text-decoration:underline;color:var(--ink-72)}

html.a11y-links a{text-decoration:underline !important;text-underline-offset:3px}
html.a11y-readable body{font-family:Arial,Helvetica,sans-serif !important;letter-spacing:.03em;word-spacing:.12em;line-height:1.9}
html.a11y-nomotion *{animation:none !important;transition:none !important;scroll-behavior:auto !important}
html.a11y-nomotion .draw{stroke-dashoffset:0 !important}
html.a11y-nomotion .fade,html.a11y-nomotion .rv{opacity:1 !important;transform:none !important}

html.a11y-contrast body{background:#000 !important;color:#fff !important}
html.a11y-contrast header.site,html.a11y-contrast .mobile-nav,html.a11y-contrast .a11y-panel,
html.a11y-contrast .svc,html.a11y-contrast .why-card,html.a11y-contrast .quote,html.a11y-contrast .faq details,
html.a11y-contrast .chart-card,html.a11y-contrast .form,html.a11y-contrast .svc-full,
html.a11y-contrast .svc-full-body aside,html.a11y-contrast .jump,html.a11y-contrast .cookie{
  background:#000 !important;border-color:#fff !important;color:#fff !important;
}
html.a11y-contrast .hero,html.a11y-contrast .dark,html.a11y-contrast .alt,html.a11y-contrast .page-head,
html.a11y-contrast footer.site,html.a11y-contrast section{background:#000 !important;color:#fff !important}
html.a11y-contrast .hero::after,html.a11y-contrast .hero-photo::before{display:none !important}
html.a11y-contrast h1,html.a11y-contrast h2,html.a11y-contrast h3,html.a11y-contrast h4,
html.a11y-contrast b,html.a11y-contrast strong,html.a11y-contrast a{color:#FFDE59 !important}
html.a11y-contrast p,html.a11y-contrast li,html.a11y-contrast small,html.a11y-contrast label,
html.a11y-contrast span,html.a11y-contrast summary{color:#fff !important}
html.a11y-contrast .btn{background:#FFDE59 !important;color:#000 !important;border-color:#FFDE59 !important}
html.a11y-contrast .a11y-btn{background:#000 !important;color:#fff !important;border-color:#fff !important}
html.a11y-contrast .a11y-btn[aria-pressed="true"]{background:#FFDE59 !important;color:#000 !important}
html.a11y-contrast input,html.a11y-contrast select,html.a11y-contrast textarea{background:#000 !important;color:#fff !important;border-color:#fff !important}
html.a11y-contrast .brand img,html.a11y-contrast .foot-grid img{filter:brightness(0) invert(1) !important}
html.a11y-contrast .svc .k,html.a11y-contrast .why-card .b,html.a11y-contrast .chan .ic,
html.a11y-contrast .step .dot,html.a11y-contrast .quote .av,html.a11y-contrast .svc-full-head .k{
  background:#000 !important;border:1px solid #FFDE59;color:#FFDE59 !important;
}
html.a11y-contrast .chan .ic svg{stroke:#FFDE59 !important}

/* ---------- cookie notice ---------- */
.cookie{
  position:fixed;inset-inline:0;bottom:0;z-index:96;
  background:#fff;border-top:1px solid var(--ink-14);box-shadow:0 -14px 34px -28px rgba(15,27,51,.9);
  padding:16px var(--pad);display:flex;flex-wrap:wrap;align-items:center;gap:16px;justify-content:center;
}
.cookie[hidden]{display:none}
.cookie p{font-size:calc(15px * var(--fs));color:var(--ink-72);max-width:70ch}
.cookie a{text-decoration:underline;color:var(--gold)}
.cookie .btn{padding:11px 24px;font-size:calc(15px * var(--fs))}

/* ---------- reveal ---------- */
.rv{opacity:0;transform:translateY(24px);transition:opacity .7s cubic-bezier(.2,.7,.3,1),transform .7s cubic-bezier(.2,.7,.3,1)}
.rv.in{opacity:1;transform:none}

/* ---------- mobile call bar ---------- */
.callbar{display:none;position:fixed;inset-inline:0;bottom:0;z-index:85;background:#fff;border-top:1px solid var(--ink-14);padding:10px 14px;gap:10px;box-shadow:0 -12px 30px -24px rgba(15,27,51,.9)}
.callbar .btn{flex:1;padding:14px 10px;font-size:calc(15.5px * var(--fs))}

/* ---------- responsive ---------- */
@media (max-width:1160px){
  .services{grid-template-columns:repeat(2,1fr)}
  .why-cards{grid-template-columns:repeat(2,1fr)}
  .why-cards.six{grid-template-columns:repeat(2,1fr)}
  nav.main{gap:16px;font-size:calc(15px * var(--fs))}
}
@media (max-width:980px){
  .quotes{grid-template-columns:repeat(2,1fr)}
  .foot-grid{grid-template-columns:1fr 1fr;gap:28px}
  .svc-full-body{grid-template-columns:1fr}
  .about-grid{grid-template-columns:1fr}
  .about-photo{max-width:360px;margin-inline:auto}
}
@media (max-width:900px){
  :root{--hdr:74px}
  /* footer links are the smallest tap targets on a phone — give them room */
  .foot-grid li{margin-bottom:2px}
  .foot-grid li a{display:inline-flex;align-items:center;min-height:44px}
  .foot-h{margin-bottom:6px}
  .mobile-nav a{padding-block:17px}
  nav.main,.header-cta{display:none}
  .menu-btn{display:block}
  .mobile-nav.open{display:block}
  .hero-grid{grid-template-columns:1fr;padding-top:22px;text-align:center}
  .hero .eyebrow{justify-content:center}
  .hero .eyebrow::before{content:"";flex:1;height:1px;background:currentColor;opacity:.4;max-width:110px}
  .hero .lede{margin-inline:auto}
  .hero-actions{justify-content:center}
  .stats{display:grid;grid-template-columns:repeat(3,1fr);text-align:center;gap:0}
  .stats div{padding:0 8px;margin:0;border-inline-end:1px solid var(--line-dark)}
  .stats div:last-child{border:0}
  .hero-photo{order:-1;min-height:0}
  .hero-photo img{max-height:320px}
  .why-grid,.contact-grid{grid-template-columns:1fr}
  .callbar{display:flex}
  body{padding-bottom:74px}
  .floaters{bottom:86px;left:14px}
  .a11y-panel{bottom:150px;left:14px}
  .cookie{bottom:74px}
}
@media (max-width:680px){
  .services,.why-cards,.why-cards.six,.quotes{grid-template-columns:1fr}
  .field-row{grid-template-columns:1fr;gap:0}
  .foot-grid{grid-template-columns:1fr}
  .svc-full-head{flex-direction:column;gap:14px}
}
@media (max-width:520px){
  .stats div{padding-inline-end:16px;margin-inline-end:16px}
  .stats b{font-size:calc(26px * var(--fs))}
  .hero-actions .btn{flex:1 1 100%}
  .fab{width:48px;height:48px}
}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.001ms !important;animation-iteration-count:1 !important;transition-duration:.001ms !important}
  .rv{opacity:1;transform:none}
  .draw{stroke-dashoffset:0}
  .chart-card .fade{opacity:1}
}

@media print{
  header.site,.floaters,.callbar,.a11y-panel,.mobile-nav,.cookie,.jump{display:none !important}
  body{background:#fff;color:#000}
}